Having worked for over 1,000 clients since the start of his career, Michael Killiner became one of the most reputable mortgage brokers in Perth we recommend.

But first, setting up an appointment is required with this broker, so it’s best to get one beforehand. 

We saw that several slots are open per week, so it wouldn’t be too difficult to secure your preferred schedule. Though, he also seems unavailable about once a week.

Nonetheless, we like that his location offers adequate parking space for a good number of vehicles. 

His services include assisting buyers with their first home, refinancing and debt consolidation, investment properties, and home upgrades. Many of his previous clients also swear by his ability to simplify the home loan process. 

Aside from good customer service, several clients appreciated his wealth of knowledge as well. This is most valuable in navigating the application process, signing a contract, and settlement.

It was also helpful that Michael Killiner’s page has various types of digital calculators – loan repayment, borrowing power, extra repayment, home loan offset, rent vs buy, and savings goals. 

By entering the necessary details on these tools, clients can see an initial breakdown of their payments alongside a balance chart. They can also print this for future reference.

If you’re looking for a hassle-free home loan, Habitat Finance is one of our picks for a team of helpful mortgage brokers in Perth.

They pride themselves on their research skills about products from a range of lenders to give clients the right solution. Conveniently, they’ll take care of the paperwork, manage the application process, and take this through settlement.

Not only do they work with multiple lenders for more options, but clients also commend their negotiation skills to provide a suitable outcome.

Flexibility is also among their best traits. Their excellent customer service lets clients call, email, or make an obligation-free appointment at any time. 

Throughout their financial journey, clients can ask about various financial topics, such as how to build, renovate, or review their investment portfolio. 

It’s also practical that if their clients are too busy to call, these brokers don’t mind communicating via chat instead.

Habitat Finance has many free guides about property investments, home loan refinancing, and first home purchases readily available to download online. However, you’ll have to provide your contact details first before receiving them.

Another drawback is that their office space may not provide sufficient parking space for many prospects. Still, Habitat Finance’s constant availability makes up for this.

Many often take a while to decide between going directly to a bank or a mortgage broker in Perth for their home loan. However, Fox Mortgages has over 40 years of banking experience, so they’re among the most reliable options.

This mortgage broker company can help with multiple finance services – home loans, first home purchase, vehicle finance, business loans, equipment finance, commercial, professional, and financial planning.

With access to over 30 different lenders with hundreds of products, clients can find something that would work regardless of their financial status.

They’re also aware of changes among many banks, such as the increases in their lending rates. This information is also conveniently available on their website.

Because of this, Fox Mortgage Services were recognised as an expert in providing financial information as well. They were awarded a position in the Top 10 Australian Mortgage Blog by Feedspot.

Other than that, we appreciate that they don’t charge clients a fee. They get paid a commission by the bank for bringing new business to them, and this doesn’t impact their rates or level of service.

If you’re in the centre part of Perth, it might take around 30 minutes to an hour to get to their location since they’ll be over 30 kilometres away.

Nevertheless, Fox Mortgage Services are mobile brokers who are available every day of the week. Someone from their team can come to you even if they’re not in your area.

For those refinancing an existing home loan or investment, Better Choice Mortgage Services is one of our favourite mortgage brokers in Perth that provides cashback incentives.

With them, clients could get assistance with home, business and commercial, and car and equipment loans. There are also over 30 lenders to choose from, based on the client’s needs as a first home buyer, investor, or self-employed.

They also help clients get organised with purchasing a property with their provided checklist. It contains the needed steps and important links to a weekly budget planner, costs, settlement agent, and more.

Obtaining a pre-approval may also be accomplished by answering their form. However, this could take about 15 minutes to answer. 

Still, we liked that an alternative option would be to contact them directly so complex queries can be addressed.

Several clients can vouch for their quick response time as well. According to them, their staff solves their problems in time.

They offer 24/7 obligation-free consultation at home or the workplace too. Their website has a pop-up chatbox where prospects can directly contact one of their mortgage brokers in Perth.

Their location is also strategic for clients with other financing matters to settle. Better Choice Mortgage Service is surrounded by other companies that provide insurance and business financing, alongside some good parking spaces.

Known for their remote services, Probroker Mortgages & Finance Specialists is a dedicated mortgage broker company in Perth that can come to your home, office, or local cafe.

Centrally located in West Perth, they provide a mobile service covering the Perth metropolitan area, including Mandurah and its surrounding areas. 

Receiving mobile services from them is helpful, as it can be challenging to spot their physical location at first. They share a building with other companies too.

As accredited members of the Mortgage & Finance Association of Australia (MFAA) and the Australian Financial Complaints Authority, prospects can be reassured of their trustworthiness.

They help with the leg work of purchasing a home, refinancing a loan, investing in property, self-employed solutions, commercial lending, and equipment finance. 

Their brokers simplify processes involving sifting through home loan options, negotiating lower rates and costs, saving money from upfront fees, and getting flexibility on loan terms. 

Many appreciate them taking the time to explain the differences, benefits, and things to look out for with each mortgage option. Although, some clients need more time to be familiarised with the processes.

Should you need their assistance, clients may book Probroker Mortgages & Finance Specialists for a tailored online booking. A prospect may choose a quick finance chat, 30-minute Zoom meeting, or 60-minute finance appointment.

This is a straightforward journey because they only ask for a few details before you can secure a slot.